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Unread 09-27-2012, 11:45 PM   #1
dmonty74
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Join Date: Jun 2012
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Compass Destroyed

On the 18th of this month, my beloved Compass got destroyed by an inconsiderate human being driving on a suspended license. My wife had two people in my vehicle and got hit from behind. She then hit an S10 in the rear end. 16640.10 to repair a 2012 with 3724 on the clock. To top it off she had no insurance. If you live in the Indianapolis area, it is scheduled for auction the second weekend of October or so the auction house told me.

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Unread 09-27-2012, 11:47 PM   #2
FujativeOCR
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2011 MK Patriot 
 
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That sucks. So no insurance....can you sue?
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Unread 09-27-2012, 11:52 PM   #3
dmonty74
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My insurance paid off the loan, and I may have enough to cover a down payment on a 70th anniversary 2011 Compass. The insurance company is going to sue, but if I sue, I have to basically repay the ins co the amount I recover.
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Unread 09-28-2012, 12:00 AM   #4
dmonty74
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But, in true Jeep fashion, it starts and runs. The radiator is sitting on top of the intake, but the radiator is still sealed. I couldn't believe it. If the stars align, I will get a second one though.
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Unread 09-28-2012, 04:18 AM   #5
Gabbatek
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2008 MK Patriot 
 
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Location: Norwich, United Kingdom
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Thats heavy, in england uk we have the motor insurance bureau which covers people with no insurance, all insurance companies pay into it. Is that something you have in america?

My old mg zr 160 was totalled by some wreck head on the run from the police while i was asleep, he had no insurance and mine wouldn't cover so claimed off mib

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Unread 09-28-2012, 07:03 AM   #6
IRSmart
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2011 MK Compass 
 
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Location: Westminster, MD
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similar thing happened to mine less than a year after it was new (like you) but mine had 12.5k miles on it. the damage on mine wasn't as significant however, mine was only $8.5k in damages. rear window didn't break, and neither did the tail lights. looks like you got hit a lot harder than we did.
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Unread 09-28-2012, 04:15 PM   #7
jasonwe
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2012 MK Compass 
 
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Location: Sioux Falls, SD
Posts: 85
Quote:
Originally Posted by Gabbatek View Post
Thats heavy, in england uk we have the motor insurance bureau which covers people with no insurance, all insurance companies pay into it. Is that something you have in america?
No, they made it illegal to not have at least liability coverage insurance. If you don't have insurance, you shouldn't be driving. If you are driving without insurance, and you get caught or into an accident, you face fines, community service, and/or jail time, depending on the state.
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[COLOR="Silver"][B][SIZE="3"]2012 Jeep Compass Sport 4x4[/SIZE][/B][/COLOR]
[I]2.4L I4, CVT II, Freedom Drive I[/I]
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Unread 09-28-2012, 05:33 PM   #8
FujativeOCR
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I wonder what percentage of people here do drive without insurance. It's so stupid too. Drive safe and insurance is so cheap.
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Unread 09-28-2012, 06:33 PM   #9
dmonty74
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Did find out that what is left of her car has been repossessed by the buy here pay here though. LoL thru my tears.
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Unread 09-29-2012, 08:28 PM   #10
dmonty74
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All is not lost though. Tuesday I get to pick up my replacement Compass. 2011 70th Anni Limited. 22k on the clock. Can't wait!!
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Unread 09-29-2012, 10:50 PM   #11
jasonwe
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2012 MK Compass 
 
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Posts: 85
Good to hear. Good luck with the new car!
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[COLOR="Silver"][B][SIZE="3"]2012 Jeep Compass Sport 4x4[/SIZE][/B][/COLOR]
[I]2.4L I4, CVT II, Freedom Drive I[/I]
[COLOR="DarkSlateGray"][B][SIZE="3"]2010 Dodge Dakota Quad Cab 4x4[/SIZE][/B][/COLOR]
[I]4.7L V8, 545RFE, Big Horn Edition[/I]
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Unread 10-11-2012, 08:14 PM   #12
dahozzman
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2010 MK Compass 
 
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Do you still have access to the totaled Compass?
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