I went through this same scenario just a couple weeks ago...thought about sticking with my stock 17s, but decided that spacers wasn't going to be the best option for me. I knew I would want to upgrade the wheels sooner than later, so I went ahead and bought a set to go with the new shoes. I ended up selling my 17s for the same price as I bought my XD Addicts for. The wheels have 4.5" of BS which allowed me to run 295/70/17s with no lift. As I said up top, the only rubbing I get is at full lock in reverse. Basically, I have to try to get them to rub. IMO grab a set of aftermarket wheels and sell the stock 17s to make up the difference.
here's the only pic I have right now to give you and idea of how it sits: