[buzzin]

Hello everyone, this is my first post. I ordered a 2door Rubicon on Jan. 9 and today the dealer called and gave me the Vin.#. I called the toll free # and was told the order was D1. I don't have any idea how long it will be before it gets here. I was just wondering what some of you were getting for your interest rates on a 60 or 72 month loan? Thanks in advance- George

[skephart]

My Credit Union is offer 6.45% APR for up to 60 months.

[Maldoro]

Used Capital One Auto through Costco and got 5.9.

[redrom01]

Wow can say that I got that good of a rate. 8.8%

[Jeepito]

5.54 up 60 months

[mramella]

Originally Posted by Jeepito

5.54 up 60 months

Where did you get this rate?

[Jeepito]

Pentagon Federal Credit Union

[hypractv]

5.99% for 60 through Sovereign Bank.

The best thing you can do for yourself if you are planning on financing your vehicle is to KNOW YOUR FICO SCORE! Go to http://www.myfico.com and check your credit. Doing this prior to heading to the dealer is crucial to your negotiation when it comes to the finance part.

Many of us, myself included, work extremely hard to negotiate a good deal on the vehicle. What I am here to tell you is that it does not have to stop there. By knowing your FICO score you empower yourself to negotiate with the finance manager for the BEST Rate and Term available.

Dealers send hundreds of transactions to specific investors (Name Your Bank) b/c those investors provide the dealer with a portion of profit based the rate they lock you in at.

Thus, if you know your FICO score you can ask the finance guy to show you their latest rate sheet. These sheets clearly list the credit score ranges for each tier and subsequent interest rate. Even if you only end up saving yourself 1/2 of a percent on your rate, you come out ahead!

Hope this was useful!

[Diesel0312]

5.70% through US Bank with a credit score of 803.