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Unread 03-04-2010, 02:51 PM   #16
LuckRider
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They can't force you to have it fixed if you own it. They have to pay you for it. Also, get the police report, that is where insurance info is for both drivers.


Since we own the Jeep outright, I would never just let the shop/ins take care of it. That is how stuff gets messed up.

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Unread 03-04-2010, 03:04 PM   #17
badtux
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Uhm, you don't get the point. It's *MY* shop. The one that works on *MY* Jeep. Whose owners are in *MY* Jeep club. I trust them a whole lot more than I trust State Farm, and the Jeep *will* be fixed right, period. If State Farm tries to force my shop to do stuff in a shoddy manner... it simply isn't happening that way, period, it will be done *right* even if I have to pay cash out of pocket and sue someone to get reimbursed. But as long as State Farm is being reasonable, I don't see any reason why not to use their process.

And yes, I will be sending off for the police report. I should get it in four to six weeks.

In the meantime, back to steering boxes and bumpers. Right now I'm looking at the Rokmen front bumper. Looks solid, if heavy. Opinions?
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Unread 03-04-2010, 03:22 PM   #18
BlueFlame
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Quote:
Originally Posted by badtux View Post
That's how State Farm is here in California. They make the check out to your shop, not to you. They still can't force you to haul your Jeep to a shop of their choice, though. And I know the people who run the shop I had my Jeep hauled to, they're in my Jeep club .
Yep, thats how mine was.
I took the jeep to a shop that I know well, hoping they'd say things like the fender and hardtop need replaced or they'd never be right... (Guess I'm guilty of hoping to profit from my insurance) but no luck, they told me it would all buff out and he knew I was fully able to do it myself.

Continuing the hijack - the hardtop was dented in, the right front fender was bent in a twist and the RF flare was folded. The jeep was holding up a lot of weight. It all popped right back into place! The top surprised me and those cheap knockoff flares did too. The buffing removed paint transfer, wasn't really scratched. (excpet than one where a nail scrathed deep.)
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Unread 03-04-2010, 03:42 PM   #19
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Quote:
Originally Posted by LuckRider View Post
They can't force you to have it fixed if you own it. They have to pay you for it. .
That is not correct. True they cannot force you to fix it, but they do not have to pay for it if you don't fix it. (Unless the wording in your contract says they'll give you money.)
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Unread 03-04-2010, 04:04 PM   #20
LuckRider
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I guess it is different in Oregon. Here in NY, if you own the vehicle outright, they have to pay you, even if it is their shop doing the work. If you don't own the vehcile (IE, there is a lean on it), then they can pay to the shop.
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Unread 03-04-2010, 04:14 PM   #21
badtux
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In states that abide by the English common law liability theory of damages in automotive accident claims, if the damage was caused to your vehicle by another person, that other person is liable for the cost of repairing your vehicle even if you choose not to do so, because that is the damages that he did to your vehicle (the cost of making it whole). If, however, the damage was your fault, then it depends on what the contract between you and your insurer says, because then it is a matter of contract law rather than of liability law.

And note that if your Jeep is not paid off, you're out of the circuit depending upon your state's title theory -- in states that have a title theory of auto lien, the bank, not you, holds the title to the Jeep and the bank, not you, is the party dealing with the insurer to get the vehicle fixed so that if they have to repossess their property prior to it being paid off, they get a working easy-to-sell Jeep, not a rolling dent-up junk heap.

But none of this is going to get my steering box or bumper fixed, dudes! My shop is going to do that, and they need to know what steering box and bumper to order .
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