I've been pulled over while wearing my 4 points and never been hassled about my belts. It's hard to argue with something that's better than stock. With a latch lock system, you don't have to use the 5th point (crotch strap). I won't use a twist lock system. I've seen them fail to lock with dirt in the mechanism.
Beat it to fit, paint it to match!
Wheel, Wrench, Repeat.