CJ vs TJ - Page 2 - JeepForum.com
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post #16 of 20 Old 05-22-2003, 07:58 AM
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1980 CJ7 
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Location: Dothan, Alabama
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If money is an issue....( I know it is for me).. be sure to check into the cost of insurance. A paid off CJ with just liability is much cheaper every month than full coverage on a TJ.

'80 CJ7, 258 W/Autojuicer, MC 2100, TFI, SummitRacing CDI, MORE SRS, Moser 1-pc, YJ tub on 1" body lift, YJ family cage.
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post #17 of 20 Old 05-24-2003, 07:59 PM Thread Starter
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Money for college does not factor much into this. I've been working since I've been 14, putting half of every pay check to a bank account for college and parents have a fair chunk of change waiting for me to go to college. I also live with my parents. If it so happens that it breaks down, utah has a light rail line that leads right to campus. I'm thinking this will be my toy that gets me around town. I've already got a bunch of 4wd catalogs and have been making plans for improvements. The jeep and the insurance are all coming from the other half of the paycheck. I've been saving for around 7 months and only have a month or two to get the required amount of money for my jeep. I'm a little worried about the insurance. Seeing how I have to pay my own insurance, the lower the better. Anybody have any experience for the insurance rates for a 17 year old male as the primary driver of a cj-7? The thought of breaking down on one my many trips to moab(it's only 5 hours away) is not the most pleasant experience but it's an adventure, right? See theres everything weighing against getting a jeep in the first place, but then again theres the huge allure of owning a jeep in the first place. Girls can't resist the curves of a cj-7? Heck I can't resist the curves of a cj-7.
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post #18 of 20 Old 05-25-2003, 10:29 AM
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If your worried about reliability...

put fuel injection on the CJ. There you go!!

My buddy has around 23k into his tj, that includes the purchase price.

I have around 10k into my CJ, including the purchase price...

Mine will go anywhere his will for half the money.

Just something to think about.

Good luck on whatever you pick.

1986 CJ-7, 258/T5/Dana300, Dana 44's, 4.89's, ARB's, SOA, Warn8K, high-steer, 37" MTR's, onboard air( york style)...more to come!!
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post #19 of 20 Old 05-25-2003, 11:52 AM
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1984 CJ7 
Join Date: Feb 2002
Location: Harmony, Pa
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I had my first CJ when I was 18. I paid 1200 a year and had a clean record. Just had liability on the jeep.

'84 CJ-7 Junkyard TBI 360/T18/D300, 4" 4WDH Lift, D44 front with ARB and HS/D44 Rear w/ Detroit, 4.56s, 36" Iroks, TFI, TJ flares, Homemade rocker guards and bumpers with swing out, Optima Yellow Top, M8000, York OBA, 6pt cage
"when you're up to your *** in alligators, it is hard to remember that your original intention is to drain the swamp"
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post #20 of 20 Old 05-25-2003, 12:05 PM
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1980 CJ7 
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Location: Dothan, Alabama
Posts: 254
Insurance on a jeep ain't pretty... and being a 17 year old male makes it even worse.. I don't know what it costs at that age.. but I know Geico quoted me a little over $100 a month for full coverage on a 1997 TJ sport model... and I'm 35 and married with 1 ticket in the last 5 years. I didn't shop around any, as i was just curious, so another company may be cheaper.

Liability on my CJ is like $130 every six months for $300k coverage (yours will most likely be much higher).

I don't think you're gonna like full coverage on a TJ at your age, most likely we be equal to your jeep payment.

Pay cash for a CJ and get liability... your monthly maintenance bill (replacement parts) will most likely equal a TJ payment... but you'll learn everything there is to know about jeeps while trying to keep it running... and in my opinion, working on a jeep is almost as much fun as breaking it in the first place... LOL

'80 CJ7, 258 W/Autojuicer, MC 2100, TFI, SummitRacing CDI, MORE SRS, Moser 1-pc, YJ tub on 1" body lift, YJ family cage.
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