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Unread 05-14-2012, 10:45 AM   #16
KeeptheJeep
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Quote:
Originally Posted by YJ_Squared

Unfortunately, he won't do this. That was the first thing I asked because of my situation. I do not think he is in a huge hurry. The house isn't exactly on the market, the owner just offered it to us for a very sweet deal.
Bummer. He won't even let you rent it for a year until you have the credit to buy?

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Unread 05-14-2012, 12:14 PM   #17
R U STUCK
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Do as Ambugrl said: Dispute whatever there is. EVEN if it is your debt. The company has a month to comeback to it. IF THEY DON'T comeback to prove it is your debt. (which they are usually to busy to do) It gets removed within a month. And your score just shot up. I see it in the Car Business everyday.
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Unread 05-14-2012, 12:17 PM   #18
AmbuGrl
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Just fixing your credit report alone will bring up your score
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Quote:
Originally Posted by RacerX View Post
WTF is Clockspring??? my Jeep has digital clock
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Unread 05-14-2012, 02:03 PM   #19
BleepinJeep
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you might want to start listening to Dave Ramsey and buy his commuter special here: http://www.daveramsey.com/store/spec...ommuterCD.html

whatever you do a new car payment is NOT going to help!
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Unread 05-14-2012, 02:08 PM   #20
pushead
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Sent you a PM with every thing you need to know.
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Its not a jeep if it dont have 4wd.
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Unread 05-14-2012, 03:31 PM   #21
YJ_Squared
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I really can't thank you all enough for all the input I have received. It looks like if I stay on top of some things, it may not take 7 years to be golden again.

As far as the Dave Ramsey thing, my parents just found a couple books of his and gave them to me.
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Unread 05-14-2012, 08:27 PM   #22
athos76
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If that rebuild it CC is from Premier Bank, set it in fire and run.

I had credit problems thanks to the ex-wife.. Premier gave me a credit card and the initial interest rate was 29%. They charged fees for everything under the sun. Hell, even calling them to ask a question. Then I found out that every 3 months they run a credit check on you to see if they can offer you more credit. But that check went on your credit as an application even if you didn't want it. So if your credit increase wasn't improved, your score would go down.

I finally got rid of them and got debt free. But thanks to an auto accident, I have medical collections on my credit report. Been disputing those since 2008...
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Unread 05-14-2012, 08:35 PM   #23
AmbuGrl
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Dont bother disputing medical collections. Call the locations and set up small payments, they will take anything. Those will stay on your report forever it seems
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2000 Pontiac WS6 - DD
DD (Mine) Sold - 98 XJ Moss Green
(His) - 92 YJ December 2013 YJOTM

Sold - 95 ZJ
Sold - 97 XJ Red
Sold - 98 XJ


USN Jeep Club Hull #36
NAXJA #3700

Quote:
Originally Posted by RacerX View Post
WTF is Clockspring??? my Jeep has digital clock
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