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post #1 of 9 Old 10-29-2004, 09:50 PM Thread Starter
mflave007
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Ma car insurance?

My son recently got his license and bought a 1988 sahara.
I was wondering if anyone knew roughly how much it is to insure a new driver in Massachusetts? How much is the down payment?
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post #2 of 9 Old 10-29-2004, 10:00 PM
dcafaro
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Could be costly. My girlfriend (in her 40's) got her license again a few years ago and the registry told her she had to have full coverage. On her 92 Caravan she was paying close to 1600.00/yr!! It's all based on their step system. I'm not sure I believe the full coverage bit, I think she was misinformed, but none the less, it may be costly.
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post #3 of 9 Old 10-29-2004, 10:11 PM
K2Racing
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I live in Louisiana, where we have some of the highest insurance rates in the country. I am married, so that helps, also I ahve a flawless driving record (no accidents or tickets) and I just bought an 88 Wrangler this week, I paid cash for it so I didn't get full coverage (trying to save money) and my insurance is $175 for 6 months of coverage. Of course, like I said, I'm 27, married and the record helps a lot too.
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post #4 of 9 Old 10-30-2004, 09:50 AM
JeepDrivr93
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Dont know if this helps... I am in Michigan and have to pay 600 every six months that's just for fire theft and liability. I am 18 and have a perfect driving record. knock on wood...

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post #5 of 9 Old 10-30-2004, 02:48 PM
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i live in florida, mid 30's, married and my insurance is $550/6mo. i have a spotless driving record. i cant imagine that it is going to be cheap to insure a teenager in a jeep.

good luck

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post #6 of 9 Old 10-30-2004, 06:42 PM
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Well as an insurance agent for the last 16 years I can tell you plenty. A jeep has a very high center of gravity and thus has a nasty habit of roling very easily...ie higher insurance rates. As for MI and FL rates they are both "no-fault" states and that's a altogether different animal. I always suggest to clients to carry a deductible as high as their pocket can stand and don't even think of turning anything in that is a "nickle-dime" claim because in todays insurance market all companies are looking for any way they can to cancel someone. Now that doesn't mean don't use your insurance just be very "selective" As far as young drivers, it's not if they have a claim it's when

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post #7 of 9 Old 11-01-2004, 03:22 PM
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Quote:
Originally Posted by hoosier724
Well as an insurance agent for the last 16 years I can tell you plenty. A jeep has a very high center of gravity and thus has a nasty habit of roling very easily...ie higher insurance rates. As for MI and FL rates they are both "no-fault" states and that's a altogether different animal. I always suggest to clients to carry a deductible as high as their pocket can stand and don't even think of turning anything in that is a "nickle-dime" claim because in todays insurance market all companies are looking for any way they can to cancel someone. Now that doesn't mean don't use your insurance just be very "selective" As far as young drivers, it's not if they have a claim it's when

hmmm... i know you can't give me an exact number but if you could make an estimate of how much my insurance would be.... i have a 92 Sahara, i am a 16 year old male and i live in NY..... thanks ill appreciate it
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post #8 of 9 Old 11-02-2004, 07:47 PM
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im a 17yo male in MA. i pay 2400yearly ton insure my 90 dodge ram d250. it was the same as when i had my jeep. btw thats just having MA minimum and a flawless driving record (so far).

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post #9 of 9 Old 11-02-2004, 08:17 PM
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hmm im 19, male, and on my parents insurance ... costs about $600 a year here in GA ... surprisingly low for my age.... but I'm happy... I have the good student discount, plus no accidents have been "my fault" ... and I drive a 1995 Jeep ....

Matt

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