If you are not a jeep forum "expert" who knows everything there is to know about collision avoidance, please ignore the following rant.
To all you "experts," I never should have posted this here expecting a sympathetic response. I forgot about the large number of people in general discussion on jeep forum who are an engineer, master mechanic, stunt driver, body shop technician, behavioral psychologist and attorney at law all at the same time. Wherever did you people find the time to go to all those schools? I am amazed and humbled by your perception of this event.
Let me re-evaluate my actions leading up to the event in question so that I can better see how little I understand in comparison to your vast reserves of knowledge and experience.
I was traveling west bound on a four lane divided highway (divided by concrete and grass median) at approximately 55MPH while approaching the uncontrolled intersection of a small cross street, which runs north to south.
The driver of an F150 was attempting to turn north onto the side street from the eastbound lane and did not check for oncoming traffic by his own admission. He turned broadside across both westbound lanes directly in front of my vehicle. I immediately attempted to brake, and sounded an audible warning using my vehicles horn hoping he would accelerate through . The driver of the F150 then brought his vehicle to almost a full stop blocking both lanes.
I was unable to avoid a collision by braking due to my speed, lane position and travel path of both vehicles.
The only possible options that I had were to continue braking and crash into the truck, or to accelerate around the truck (which was still slowly creeping through the intersection) and hit the grass.
In our emergency vehicle operations and pursuit school we are trained that when a collision is unavoidable, to steer the vehicle into the softest area possible. Accelerating around obstacles is part of our technical driving course on the driving range.
I responded according to my training and accelerated around the obstacle.
I then contacted my agency because I was in uniform en route to work. They responded according to policy by sending a uniform patrol unit out with a supervisor from the traffic division.
Our reports are written impartially no matter who is involved. Our own Administrator was involved in an accident in which he was deemed at fault. He was issued a citation and had to go back through the driving school.
Both the supervisor with the traffic division, the uniform patrol officer, the 2 claims agents, the 2 adjusters, my personal attorney and the 2 people who forced me off the road said I did the right thing. The 2 people who forced me off the road thanked me for not hitting them and said that they never saw me until it was too late and that was the scariest thing they had ever seen.
The only people who had a problem with my actions were the jeep forum experts who were never there. But I guess since they are an engineer, master mechanic, stunt driver, body shop technician, behavioral psychologist and attorney at law all at the same time their opinion must be indisputable.
The other insurance company is trying their hardest not to pay. Their only recourse in this is to use lack of valid contact information from their parties as an excuse.
My attorney is involved because of legal issues pertaining to a prior crash in which I was seriously injured when i was rear ended while sitting at an intersection waiting for traffic to clear so that I could turn.
The next time I need to vent, I will make sure to do it somewhere else so that I don't offend anymore "experts."