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How do y'all under 25 afford insurance?
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#61 | |
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Registered User
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When I first got my own vehical it was a 94 Ford Ranger, plain jane. I was paying $1400 a year full coverage for a 3 year old vehical. Now I pay $1600 a year for my Jeep, Suzuki sidekick and my motorcycle.
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#62 |
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Registered User
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USAA is so great
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#63 |
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Registered User
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i only have liability and its like 50 bucks a month
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Photographer at heart Have questions about something photography related? Click here!Like Coheed and Cambria? Join the club! My Jeep Build My Photography (New as of Jan. 25th) 1982 Motorcycle Build |
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#64 |
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Registered User
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im 21 and pay 70 a month.
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#65 |
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Serial Cereal Tinkler...
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insurance is for street queens. Or maybe not that, just that i will have a snow storm of tickets if i drive mine on the street in daylight.
i was paying about 120 when i first got mine at 18
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Your not pushing the limits of your jeep until your on your side, then something breaks and it's time to go home. '70 Camaro - Almost Done '81 Cj-5 - SOLD '06 MegaCab Cummins- Great White
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#66 |
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InternetHateMachine Pilot
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19 and I'm paying around $100 a month for a 97 TJ SE. I'd assume they jack up the rate on us not only because we're kids, but because it's a vehicle with a higher tendency toward offroading than most other vehicles, and is also 'prone to roll overs'. Although I suppose I can't really refute the whole roll over thing since my TJ has a salvage title since the insurance company ruled it totaled after it rolled over in the NC mountains
![]() Looking to upgrade to full coverage though, this way if (when) someone hits me in the parking lot at school, I can take the insurance money and buy some cool stuff |
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#67 |
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Registered User
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Best thing ever. I pay $109 a month for liability, collision, and comprehensive (with a low deductible) for both Jeeps, so less than $54 bucks a Jeep for full coverage.
I would shop around if I were you. You may not find anything much lower than what your paying just because of your age, but it would certainty be worth checking.
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2003 Patriot Blue Wrangler SE - RCX 2.5" Kit on 31x10.5 Firestone M/Ts and stock the rest of the way. 2007 Flame Red Wrangler Unlimited X - Skyjacker 4" Kit on 35x12.5 Cooper Discovery STT(My Build Details) |
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#68 |
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O rly?
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How do I afford it?
I have a job. I pay it myself. I manage my money. |
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#69 |
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Web Wheeler
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#70 |
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Registered User
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My wife is 20 under USAA, like one accident and two other filed claims, I only pay $68/month for her. But I have liability + a tiny bit more.
With me added (no tickets/accidents in last 3 years) it would only be $120 I believe. Just dont get full coverage and drive carefully/defensively. |
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#71 |
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Registered User
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I just bought a scrambler and My insurance is about $600 for the year. I'm 19 and it's through Allstate
edit: it's also FULL coverage ![]() |
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#72 |
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Registered User
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Looks like the insurance company found out that I don't live at home anymore... now I have to get my own insurance. Looking at about 130 per month with USAA.
There's a 'ticket' on my record for speeding, yet I've never gotten a speeding ticket. Without that ticket, Geico wants 107 a month, but when I put that ticket on there, it goes up to 215. Damn Aiken police dept. is screwing me over. I'll have to get a guaranteed quote before I purchase from them.
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Don't drink the water, there's blood in the water... DMB |
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#73 |
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Registered User
Join Date: Aug 2008
Location: kunkletown, Pennsylvania
Posts: 1,648
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I have USAA and with my 94 F250 I am paying $39 a month with almost max medical amounts but no collision/comprehensive/etc. Its going to go down even more when I am active duty. Oh and I am 18 with a speeding ticket, 2 Accidents (1 at fault 1 not at fault), 2 vehicle violations (cop ran out of time to do more), suspended license, and for 6 months I was driving the most Illegal vehicle on the road in 3 counties. When I turned 18 my monthly rate for the jeep turned into my 6 month premium for my truck and my jeep.
![]() Oh and how do I afford it? Well right now I am working 2 Full time jobs and saving the cash as much as I can.
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#74 |
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Registered User
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Mine is about $1000 a year as a second vehicle on my moms insurance policy (liability) for the Jeep, $250/yr on my own policy with the bare legal minimum liability on the bike. Full coverage would be stupid expensive.
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'98 ZJ Laredo 5.2L Selec-Trac ~ Rock crawler on the outside, luxo-cruiser on the inside 3.5" IRO lift // 31" Cooper STT's // D44a Aussie Locker // NP242 swap // KOR Tow Shackles '08 Kawasaki Ninja 250R ~ Daily Driver, 50 mpg Speed Demon #27. Shirts get dirty. Underwear gets dirty. Pants? Pants never get dirty, and you can wear them forever. |
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#75 |
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Web Wheeler
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i have liability and its $38 a month
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