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How do y'all under 25 afford insurance?
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11-22-2009, 09:52 PM
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#16 | |
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Registered User
2009 JK Wrangler
Join Date: Sep 2004
Location: North Richland Hills, Texas
Posts: 549
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It's not fair to flaunt USAA....none of the other companies can come close so the comparison isn't really a consideration. If the OP could get USAA I'm sure this wouldn't be a thread.
That being said....I LOVE USAA! I'm so happy I'm a member....one of my favorite things....is when another insurance company calls saying they can lower your insurance costs....they ask who you're with....I say USAA....and they say "thank you have a nice evening"....
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2009 Sahara, Red Rock, auto, MyGig REN, Trac-Lok, remote start, soft top, Nuvi 765T, Escort X50 Blue, Cobra 29WXNW, Firestick II, Recovery Kit, Bestop Bikini Top, Soft Top Cover, Jeep Hood Bra[/B] |
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11-22-2009, 10:09 PM
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#17 | ||
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Registered User
1985
Join Date: Sep 2007
Location: The not wet side,Washington
Posts: 1,368
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Quote:
and liability really isnt that much cheaper. So i have the same plan my parents have on there cars.
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Eppur si muove Quote:
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11-22-2009, 10:12 PM
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#18 | |
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Instant Gator
 
1982 CJ7
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Quote:
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Miss Amy's sensibilities and the language filter prevent me from telling you what I really think about you. 2006 Liberty Sport CRD 1979 J10 LWB |
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11-22-2009, 10:15 PM
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#19 |
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" Volkswagen "
 
1998 TJ Wrangler
Join Date: Aug 2008
Location: Poughkeepsie, New York
Posts: 2,857
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For my '98 TJ and '86 c3500 I pay about $3200 a year. I'm 20 in NY with a squeaky clean record and pay out the ***.
Full coverage EVERYTHING on the TJ Liability on the dually.
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Jeep build up...ONGOING Jeep build up...ONGOING R.I.P. Tow Pig Dually build Rear bumper/spare tire carrier build Track bar bracket fabrication AtoZ cage install/build NeetoCJ was a generous guy and renewed my membership..... Blame him for your troubles! |
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11-22-2009, 10:22 PM
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#20 |
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Stormaggedon
1997 TJ Wrangler
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Comprehensive coverage on an '85 dodge doesn't cost much because they will only pay what the vehicle is worth. You'd be lucky to get 2 grand from the insurance company for it, minus your deductible. And if you DID make a claim, they would likely jack up your rates on your next vehicle.
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He that would make his own liberty secure, must guard even his enemy from oppression; for if he violates this duty, he establishes a precedent that will reach to himself. --Thomas Paine We work together every damn day. --Jon Stewart Any gas can be a knockout gas, when you wrap a steel cylinder around it and beat someone with it. Low Output 4 Cylinder Jeep Club member #188 |
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11-22-2009, 11:19 PM
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#21 |
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Registered User
1984 J-Series Truck
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I lied to them about my age. I'm really 24 (with 26 years of practice at it!)
 My whole fleet cost less than that INCLUDING a year's insurance! Join the military and USAA coverage is WAAAAY cheaper! |
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11-22-2009, 11:53 PM
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#22 |
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Registered User
2008 JK Wrangler
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With Geico - $191/month for a 2009 Civic Si and 2000 Wrangler Sport.
So like $2,300 a year.
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'The early bird may get the worm, but the second mouse gets the cheese.' |
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11-23-2009, 12:00 AM
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#23 | |
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Registered User
2001 TJ Wrangler
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Quote:
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'01 TJ, Waggy 44 front, D44 rear, Both locked and loaded, Savvy Armor, SuperWinch LP8500, MetalCloak bumper, and a heavy foot. |
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11-23-2009, 09:54 AM
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#24 | |
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Registered User
2009 JK Wrangler
Join Date: Sep 2004
Location: North Richland Hills, Texas
Posts: 549
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Quote:
__________________
2009 Sahara, Red Rock, auto, MyGig REN, Trac-Lok, remote start, soft top, Nuvi 765T, Escort X50 Blue, Cobra 29WXNW, Firestick II, Recovery Kit, Bestop Bikini Top, Soft Top Cover, Jeep Hood Bra[/B] |
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11-23-2009, 10:05 AM
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#25 |
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Senior Member
2003 TJ Wrangler
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I was 24 when I got my Wrangler, with 2 speeding tickets (not sure how many points were on my liscence), but I was only paying $850 a year for my Wrangler......(my insurance company gives 5% discount for AAA), but now that I'm 25 and one of my tickets came off my record, I'm down to $750 a year. And I always thought Mass insurance was expensive. My G/F in NY with a PERFECT driving record pays $1350 a year for her XJ and thats when she was still 24.
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JeepDVL45 "Real men hide their feelings, WHY?! BECAUSE IT’S NONE OF YOUR ****** BUSINESS!!!! Men do not cry. Men do not pout. Men jack you in the ******* jaw and say…thanks for comin’ out." - Boondock Saints II |
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11-23-2009, 04:06 PM
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#26 |
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Registered User
2006 TJ Wrangler
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Suck it up! Lol!
Years ago when I 1st started driving (I'm 38) I paid $262.00 every 90 days. That was on a 62 1/2 Dasota. It's the way they F#ck ya when your starting out.... Take heart though, like Don said it gets better. C. |
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11-23-2009, 04:10 PM
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#27 |
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Moparrrrrrrr
1997 ZJ
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18 and $120 a month for liability on the mustang and jeep. clean record except im on probation for one ticket.
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-2001 Dodge Dakota Quad Cab 4x4 - 4.7 V8, the new hotness! -1997 Jeep Grand Cherokee Limited - 4.0, 4" lift, 33s, bilstiens, IRO stuff, FOR SALE -1999 Jeep Cherokee Sport 2 door - 4.0, 8" lift, 35" KM2s, IRO stuff, Long Armed, Armored, Rolled, Parted |
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11-23-2009, 04:11 PM
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#28 |
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Registered User
1995 YJ Wrangler
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i got married and had 2 kids to get cheap inssurance... try it!
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11-23-2009, 09:32 PM
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#29 |
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Web Wheeler
2004 LJ Wrangler
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im 17 and have been in one accident and im paying 3300 which is bs but whatever, wait till im 18 and but the lancer evolution
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11-23-2009, 09:39 PM
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#30 |
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Web Wheeler
2005 TJ Wrangler
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I am paying less than $1000 for full coverage on my '05 tj, and paid about the same for liability only at 16 years old on my s10 that only cost me $1000. Age is a huge factor, but vehicle make/model don't help. Jeeps can be seen as high risk vehicles by insurance companies especially when a new driver is being insured due to the perceived high roll risk, and inexperience of the driver. Nothing you can do except get a cheaper car and pay liability only, or buck up and keep driving a sweet vehicle for 16!
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2005 Wrangler TJ, 3 1/4" RC lift, Cragar Soft 8's 32" BFG Mud Terrains, Smittybilt SRC D-Ring bumpers, Smittybilt XRC8 winch, Body Armor Rockcrawler side guards My Build Thread [_l_,[____], l----L - OlllllllO- (o)_) (o)_)--)_) Wife≥Jeep>GF Relearn your priorities. WANTED: SYE and cv shaft...good condition and good price. for a TJ with about 5-6" of lift. |
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