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View Poll Results: Do you have collision coverage on your TJ?
Yes, I have collision coverage 124 90.51%
No, I don't have collision coverage 13 9.49%
Voters: 137. You may not vote on this poll

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Unread 01-05-2007, 12:53 PM   #1
keithert
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2005 LJ Wrangler 
 
Join Date: May 2006
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Do you have collision insurance on your TJ?

Does the insurance on your TJ cover accidents were you are at fault, IE collision coverage? I was temped to go without it when I bought my TJ because its a 98 and has high miles, but the cost wasn't that much more so I went with it.

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Unread 01-05-2007, 12:55 PM   #2
Jason, aka: Jeepin.com
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We've got full coverage, plus extra to cover our aftermarket parts.
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Unread 01-05-2007, 12:59 PM   #3
newbs
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my insurance even covers mine off road
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Unread 01-05-2007, 01:04 PM   #4
FLATFENDER54
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Mine is paid for and only has liability coverage. So if I wreck it and its my fault im screwed. If someone else hits me and they dont have insurance - im probably screwed too, even though they would eventually be responsible for repairs. If they have no money and cant pay, they will have to just go on without a drivers license.
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Unread 01-05-2007, 01:13 PM   #5
keithert
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Quote:
Originally Posted by newbs
my insurance even covers mine off road
What insurance company is that? Do many insurances offer coverage for offroad usage?
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Unread 01-05-2007, 01:16 PM   #6
mud chicken
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Unread 01-05-2007, 01:18 PM   #7
BlueFlame
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Insurance?
Sissies... A real jeep man doesn't need insurance. (or a drivers license. or roads..)

I keep full coverage on anything with a higher value than I am willing to write a check for (not easily anyway)
The collision/comp is a (relatively) small part of the premium anyway, it's worth keeping.

Last edited by BlueFlame; 01-05-2007 at 02:43 PM..
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Unread 01-05-2007, 01:22 PM   #8
robert92679
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I pay a bit more for full coverage, but I sleep well at night!
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Unread 01-05-2007, 01:31 PM   #9
Dogman
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My TJ is paid for, but that doesn't mean I want to pay for it again

I can't afford NOT to have collision.
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Unread 01-05-2007, 01:35 PM   #10
newbs
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I have usaa
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Unread 01-05-2007, 01:40 PM   #11
grymsr
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damn skippy, I do. I have way too much $ sunk into my baby not to.
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Unread 01-05-2007, 02:05 PM   #12
BigWaylon
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nope...

liability only...



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Unread 01-05-2007, 02:21 PM   #13
Whybu1
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Until the TJ is worth less than a year's collision premium I will keep the insurance.
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Unread 01-05-2007, 02:23 PM   #14
jmreagan
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Full coverage on mine with Geico for about $1050 a year!
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Unread 01-05-2007, 02:31 PM   #15
Zice
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full coverage...
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