I guess I do have bad insurance coverage. Actually, I think I just pay for the cheapest insurance coverage. I'm pretty sure I only have liability insurance. So, I don't have to pay the repairs on the other persons car, but I would still have to pay for my own repairs. Of course the more stupidly I drive the more I'll have to pay because I'll be getting into more accidents and my rates would be going up. I think you said you pay for a more comprehensive package, which is more expensive. Did your rates go up a lot after the accident?
Also, some insurance don't cover you if you are speeding or doing illegal things at the time. When I was young, I was t-bones by another can who wasn't paying attention. But, Because I was speeding at the time I have to pay 10% with my own insurance or out of pocket. I'm pretty sure some insurance companies have rules against it, but it really depends on what company and what plan you have.
PS. I thought your Jeep was awesome. And I can't wait to see what you do in the future. I mostly replies because I was always concerned of damages off road, but I guess there is coverages out there. I just don't have it.
I really liked your build. It's extremely unfortunate you flipped it, but it's good you were able to take what you have off and your insurance was fine with that. I have USAA and they are quite similar, in that they know about my mods and how they cover stuff.
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| (dark)KHAKI WK CLUB MEMBER 17 | 2005 4.7L QTII | JBA UCAs | Modified OME MD 3.5" lift | Rusty's Adj. track bar | 4XG Matrix | 285/70r17 Duratracs | 17" KMC Enduro Wheels | Rola Roof Rack | 21" Bean LED Light bar on Roof Rack | 2 12" Punch P3 Subs | Expanded Sheet Grille | SA Sliders |
This is my first time seeing this build and all I gotta say is...damn! That thing was nice! Sorry to hear it was rolled but glad your ok! That's the most important but glad you have another jeep project coming can't wait to see that next build!
2010 JKU - Stock for now
2005 WK - 6" lift, 35" BFG's, a lot more (SOLD)