DIY auto repair shop - Page 2 -
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post #16 of 17 Old 10-16-2013, 02:31 PM
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Originally Posted by streetglideok View Post
Big difference. At salvage yards, before the car is put on the lot, all fluids are pulled, and no batteries in them anymore. It is also typically on the ground. At a repair shop, you have vehicles more often than not in the air, with fuel in the tank, 12volts in the wiring, and a small fortune in tools around it. In a junk yard you have a $500 junker next to another $500 junker. In the shop you have a $500 junker to a $80k Benz, $6000 lift, and $30k+ in tools easily. As a result there is a lot more liability risk. Also, now that you tell your business insurance about letting unskilled, untrained people use your equipment in your shop, they will cringe and pad your rates. If you have doubts, then you need to spend some time in the industry first and learn. The DIY shops are a neat idea, however they tend to create issues. Ask any technician that works in proximity to a military base that has a "hobby shop" on base. Junk gets towed in all the time that the GI's tried to fix themselves and ended up fubar'ing even worse.
I wasn't even thinking about the Equipment, Facility and Personal Property liability. I was thinking more from the perspective of personal injury liability and all the sue happy attorneys out there.

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post #17 of 17 Old 10-16-2013, 09:32 PM
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Yeah but you must figure in everything in the picture. There isn't as many pull-n-pays as there used to be, if you noticed as well. I would suspect that there isn't a lot of people trying to scam junk yards for liability, and the junk yards are likely not telling their insurance company everything.
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