I wouldn't consider JOCCI "formal". Yes, it's formal in the sense that there are rules and club bylaws as well as a Board... but that doesn't affect the rest of the club other than it helps it function better. I've been a member for awhile now and we get together for food, drinks, shoot guns, wheel and camp. Not very "formal" at the actual events.
05 LJ, 4.5", 33's, Spartan lunchbox front, true-trac rear, Currie arms, 1.25" tuck, 4.56's, stuff