I can see both sides, as my dd is a WJ (Not a ZJ but still a Grand), and my dad rocks a '95 YJ with a 2.5. To be completely honest, its what you want to do with it. The 2.5 will take that YJ anywhere, though you'd be a fool racing for pinks while driving it. Driving my dad's around town is absolutely fine with the 2.5. It is manageable, including the freeway though O.D. is likely out of the question if it has larger than stock tires and stock gears. My dad's YJ is on 35's and 4.88's and with a little persuasion it will hold 70 most of the time.
If you do little freeway, I'd say get the YJ, if commuting for you is huge, then stick with the ZJ. Owning a TJ and a WJ, I'd much sooner wheel the TJ, and commute the WJ. (Side note: How the heck do you dub owners see over that hood when wheeling?!?!?) If its around the town stuff, I'd say YJ. The 2.5 is almost exactly a 4.0 with 2 jugs chopped off. The bore and stroke are very similar, blah blah... I'd say reliability of a 2.5 is right on par with a 4.0.
Bottom line, I would do it. I commuted my Soft-Top, non-A/C TJ for 3 years from Spanish Fork to UVU til I had it paid for, then got a commuter. Its not the most comfortable, but I always wanted a Wrangler so I went for it.
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Destroyed it somehow..... It went wobble wobble wobble boom