Yeah, we are moving on steps to oust the union at work now. Between dues an hourly contributions, I've paid over 30k into it, but my ANNUAL benefit upon retiring will only be 3400! I'd have done better with a straight savings account, and if I die before retiring, only 10k benefit! Eff the union!
The difference between stupidity and ignorance. Ignorance is doing something wrong and not knowing better. Stupidity is knowing better, but doing it anyway. Don't be stupid!