No pics but im happy to take mine in to the top of the cladding and have done many times with no water getting in axles or interior. In last years floods I accidentally had water over the bonnet (ok hood!) but managed to keep going fast enough to form a good bow wave. No after effects except the alternator would not charge for a couple of miles until the water drained out of it!
I dont think that i would want to try that with mine being a gasser. Now if i had the diesel like you, that would be a different story.
1995 Cherokee 4.0 Stock(for now)
2002 Grand Cherokee Sport, OME HD lift, Bilstien 5100's, 63mm Bored t-body, IRO 2.5 exaust, 245/75/16 Revo2, Front tow hooks, 4.6L long rod stroker, Factory Jeep brush gaurd