'Glad your daughter is ok...that's the most important thing of all.
If your insurance company decides to total the vehicle, you can choose what you want to replace the wrecked vehicle with. Usually they give you a check for the difference between the valuation of the vehicle and what you owe to the lender, if there is a lien. Then you go shopping. 2013 JGC are going to be pretty hard to find at this point, especially in specific trim levels. I'd opt for the MY14 Summit or Overland as a replacement, depending on your needs. Perhaps your dealer will play nice with a repeat deal, too.
• 2012 JGC Summit Hemi
• 2016 Subaru Outback Limited
• 2011 Subaru Outback Limited