Vehicle Payments - Page 2 - JeepForum.com
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post #16 of 35 Old 01-03-2014, 07:54 PM
Gageraid
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2008 KK Liberty 
 
Join Date: May 2012
Location: Branchburg
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Quote:
Originally Posted by shawnicles View Post
I bought mine in Aug 2011 and just paid it off last month. I was tired of having the interest even though I write the majority of the interest off as a business expense for my consulting company. I wanted to get this one paid off so I can go ahead and buy a Genesis Coupe.

My payments were $375
Nice car that you don't see often.
My buddy got t-boned in his the first week of buying it new when someone ran a red light.
A neighbor of a friend had one and never moved it from where it was parked... ON GRASS. One of the worst spots for a car.


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post #17 of 35 Old 01-03-2014, 07:57 PM
ArcticWC
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2012 KK Liberty 
 
Join Date: Oct 2013
Location: DeKalb
Posts: 127
can't remember what my exact interest rate (4.3something) is but my payments are $349.10 per month for 6 years. I've been just making the minimum payments because I've also been paying back my parents for fronting me the taxes/registration fees. I bought my kk out of state so I wasn't able to finance those. Once I pay them back, I will be paying $400 a month. Not a huge sum over the min, but it'll help.
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post #18 of 35 Old 01-03-2014, 08:09 PM
Poncherello
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2010 KK Liberty 
 
Join Date: Apr 2011
Location: Paterson
Posts: 1,128
Purchased in 7/10 interest 3.39% I have $4700 left to go.

Just hit 70k on the clock and noticing my steering fluid is low

When you get knee-deep in a situation, floor it.
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post #19 of 35 Old 01-03-2014, 08:10 PM Thread Starter
LKWJEEPER
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2009 KK Liberty 
 
Join Date: Nov 2012
Location: Clover
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Quote:
Originally Posted by ArcticWC View Post
can't remember what my exact interest rate (4.3something) is but my payments are $349.10 per month for 6 years. I've been just making the minimum payments because I've also been paying back my parents for fronting me the taxes/registration fees. I bought my kk out of state so I wasn't able to finance those. Once I pay them back, I will be paying $400 a month. Not a huge sum over the min, but it'll help.
I bought mine in Pittsburgh yet I'm from South Carolina and I paid SC tax which is a max of 350.00

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post #20 of 35 Old 01-03-2014, 08:12 PM
shawnicles
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2008 KK Liberty 
 
Join Date: Nov 2012
Location: Calgary
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Yeah I plan on buying one in the spring cause I don't plan on driving it much in the dead of winter. It was hard to pass up the 0% for 72 months like someone was saying but I had to. I need to put some gears and trutracs or lockers in my jeep before I go and get another vehicle. I have a feeling that once I buy a genesis then it's gonna be time to start modding that. So my Lib needs to have everything I want on 'er before that happens.
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post #21 of 35 Old 01-03-2014, 08:18 PM
ArcticWC
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2012 KK Liberty 
 
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Quote:
Originally Posted by LKWJEEPER View Post
I bought mine in Pittsburgh yet I'm from South Carolina and I paid SC tax which is a max of 350.00

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I'm pretty unhappy with the customer service I got the dealership, tbh. I'd never bought a car before, let alone out of state, and they weren't very helpful in explaining things to me. I didn't really have questions, as inexperienced as I was, but I felt like things were rushed.

In the end, I ended up paying about $1200 in IL taxes. This was after I was mailed an "in transit" title so I could actually register it in IL....got it about 5 days after my temp tags expired. Pretty frustrating, but at least I'm not paying any interest on the taxes/registration fees. Have to thank the 'rents for that.
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post #22 of 35 Old 01-06-2014, 02:54 PM
badhare
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Quote:
Originally Posted by BenHoleton View Post
Yeah but you're still paying something. The only way I'm not paying as fast as I can is at 0%
Granted. But, my interest would be around 1k per car over the life of the loan.

The money invested, has already earned me much more than the 1k cost of the loan, 2 years in. I still have another 2 years on the loan.

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post #23 of 35 Old 01-06-2014, 03:33 PM
BenHoleton
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If you're investing, good call. The it makes sense
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post #24 of 35 Old 01-07-2014, 04:31 PM
ROTTEN
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1994 YJ Wrangler 
 
Join Date: May 2011
Location: SGF
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We are paying $310 a month with 7% interest. We didn't have a credit score.

Id like to pay $400 a month when I can though.

I'm new
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post #25 of 35 Old 01-07-2014, 11:57 PM
Cutelildevil666
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2012 KK Liberty 
 
Join Date: Feb 2012
Posts: 168
I'm paying $460 a month on a 75 month loan, but I got a 3.49% rate, which is good. I did not make a huge down payment and did go for the extended warranty, since I financed for longer than the factory warranty, and was upside-down from my trade-in. It is what it is, but it gets paid and I love the Jeep.

2012 Jeep Liberty Arctic (sport) - Bright white, factory skid plate group, Infinity sound, heated seats, Command-Trac II 4WD system
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post #26 of 35 Old 01-08-2014, 02:44 AM
JoeTDI
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2012 KK Liberty 
 
Join Date: Sep 2011
Location: Neversink
Posts: 142
I've always paid extra on vehicle loans when the funds allowed.... currently I chose to pay extra principal on my home mortgage instead, so paying extra on the Jeep isn't doable at the time..... but what the heck, I've got a 4 year loan @ 1.9%.... $251.93 a month isn't bad.....financed $11,700 after tax & trade......(traded an 06 KJ and got $6K for it)..... I'd rather pay the house off 10 years early and just deal with my low monthly car payment.

Current: 2012 KK-2012 MK Patriot
Past: 1965 CJ5-1985 XJ-1995 ZJ-1999 TJ-2002 KJ-2006 KJ
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post #27 of 35 Old 01-08-2014, 10:42 AM
marlon_jbt
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2010 KK Liberty 
 
Join Date: Apr 2003
Location: Detroit, MI
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Quote:
Originally Posted by Poncherello View Post
Purchased in 7/10 interest 3.39% I have $4700 left to go.

Just hit 70k on the clock and noticing my steering fluid is low
Oh boy...

Goodbye steering rack...

That's how it started with me...

Red Jeep Club member # 264
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post #28 of 35 Old 01-08-2014, 12:42 PM
mrbeal
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2011 JK Wrangler 
 
Join Date: Apr 2013
Location: Norwell
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Quote:
Originally Posted by badhare View Post
With a 1.9% finance rate, on both my audi and jeep, i'm in no rush to pay either off.
I was able to negotiate around a 1.25% interest on my '11. They kept pushing and pushing the extended warranty and I was adamant I didn't want it. Finally they made me one more offer, extended warranty AND the 1.25% (or whatever low number it is) and I accepted. Lowered my payment a few dollars AND I have the warranty.
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post #29 of 35 Old 01-08-2014, 03:45 PM
Poncherello
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[QUOTE="marlon_jbt"] Oh boy... Goodbye steering rack... That's how it started with me... [/QUOTE

Really they replaced your whole steering rack? Or was there more?

When you get knee-deep in a situation, floor it.
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post #30 of 35 Old 01-08-2014, 05:21 PM
Gageraid
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2008 KK Liberty 
 
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Location: Branchburg
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Quote:
Originally Posted by Poncherello View Post
Purchased in 7/10 interest 3.39% I have $4700 left to go.

Just hit 70k on the clock and noticing my steering fluid is low
Is that the noise you've been hearing, Jeff?

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Hypertech Max Energy
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