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Unread 01-03-2014, 07:54 PM   #16
Gageraid
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2008 KK Liberty 
 
Join Date: May 2012
Location: Branchburg, New Jersey
Posts: 1,261
Quote:
Originally Posted by shawnicles View Post
I bought mine in Aug 2011 and just paid it off last month. I was tired of having the interest even though I write the majority of the interest off as a business expense for my consulting company. I wanted to get this one paid off so I can go ahead and buy a Genesis Coupe.

My payments were $375
Nice car that you don't see often.
My buddy got t-boned in his the first week of buying it new when someone ran a red light.
A neighbor of a friend had one and never moved it from where it was parked... ON GRASS. One of the worst spots for a car.

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Unread 01-03-2014, 07:57 PM   #17
ArcticWC
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2012 KK Liberty 
 
Join Date: Oct 2013
Location: DeKalb, IL
Posts: 72
can't remember what my exact interest rate (4.3something) is but my payments are $349.10 per month for 6 years. I've been just making the minimum payments because I've also been paying back my parents for fronting me the taxes/registration fees. I bought my kk out of state so I wasn't able to finance those. Once I pay them back, I will be paying $400 a month. Not a huge sum over the min, but it'll help.
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Unread 01-03-2014, 08:09 PM   #18
Poncherello
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2010 KK Liberty 
 
Join Date: Apr 2011
Location: Paterson, New Jersey
Posts: 973
Purchased in 7/10 interest 3.39% I have $4700 left to go.

Just hit 70k on the clock and noticing my steering fluid is low
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Unread 01-03-2014, 08:10 PM   #19
LKWJEEPER
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2009 KK Liberty 
 
Join Date: Nov 2012
Location: Clover, South Carolina
Posts: 991
Quote:
Originally Posted by ArcticWC View Post
can't remember what my exact interest rate (4.3something) is but my payments are $349.10 per month for 6 years. I've been just making the minimum payments because I've also been paying back my parents for fronting me the taxes/registration fees. I bought my kk out of state so I wasn't able to finance those. Once I pay them back, I will be paying $400 a month. Not a huge sum over the min, but it'll help.
I bought mine in Pittsburgh yet I'm from South Carolina and I paid SC tax which is a max of 350.00

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Unread 01-03-2014, 08:12 PM   #20
shawnicles
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2008 KK Liberty 
 
Join Date: Nov 2012
Location: Calgary, AB
Posts: 302
Yeah I plan on buying one in the spring cause I don't plan on driving it much in the dead of winter. It was hard to pass up the 0% for 72 months like someone was saying but I had to. I need to put some gears and trutracs or lockers in my jeep before I go and get another vehicle. I have a feeling that once I buy a genesis then it's gonna be time to start modding that. So my Lib needs to have everything I want on 'er before that happens.
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Unread 01-03-2014, 08:18 PM   #21
ArcticWC
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2012 KK Liberty 
 
Join Date: Oct 2013
Location: DeKalb, IL
Posts: 72
Quote:
Originally Posted by LKWJEEPER View Post
I bought mine in Pittsburgh yet I'm from South Carolina and I paid SC tax which is a max of 350.00

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I'm pretty unhappy with the customer service I got the dealership, tbh. I'd never bought a car before, let alone out of state, and they weren't very helpful in explaining things to me. I didn't really have questions, as inexperienced as I was, but I felt like things were rushed.

In the end, I ended up paying about $1200 in IL taxes. This was after I was mailed an "in transit" title so I could actually register it in IL....got it about 5 days after my temp tags expired. Pretty frustrating, but at least I'm not paying any interest on the taxes/registration fees. Have to thank the 'rents for that.
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Unread 01-06-2014, 02:54 PM   #22
badhare
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Join Date: Aug 2011
Location: new york, new york
Posts: 53
Quote:
Originally Posted by BenHoleton View Post
Yeah but you're still paying something. The only way I'm not paying as fast as I can is at 0%
Granted. But, my interest would be around 1k per car over the life of the loan.

The money invested, has already earned me much more than the 1k cost of the loan, 2 years in. I still have another 2 years on the loan.

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Unread 01-06-2014, 03:33 PM   #23
BenHoleton
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2008 KK Liberty 
 
Join Date: Dec 2011
Location: Franklin, TN
Posts: 468
If you're investing, good call. The it makes sense
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Unread 01-07-2014, 04:31 PM   #24
ROTTEN
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1994 YJ Wrangler 
 
Join Date: May 2011
Location: SGF, NY
Posts: 755
We are paying $310 a month with 7% interest. We didn't have a credit score.

Id like to pay $400 a month when I can though.
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Unread 01-07-2014, 11:57 PM   #25
Cutelildevil666
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2012 KK Liberty 
 
Join Date: Feb 2012
Location: , New Mexico
Posts: 168
I'm paying $460 a month on a 75 month loan, but I got a 3.49% rate, which is good. I did not make a huge down payment and did go for the extended warranty, since I financed for longer than the factory warranty, and was upside-down from my trade-in. It is what it is, but it gets paid and I love the Jeep.
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Unread 01-08-2014, 02:44 AM   #26
JoeTDI
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2012 KK Liberty 
 
Join Date: Sep 2011
Location: Neversink, NY
Posts: 85
I've always paid extra on vehicle loans when the funds allowed.... currently I chose to pay extra principal on my home mortgage instead, so paying extra on the Jeep isn't doable at the time..... but what the heck, I've got a 4 year loan @ 1.9%.... $251.93 a month isn't bad.....financed $11,700 after tax & trade......(traded an 06 KJ and got $6K for it)..... I'd rather pay the house off 10 years early and just deal with my low monthly car payment.
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Unread 01-08-2014, 10:42 AM   #27
marlon_jbt
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2010 KK Liberty 
 
Join Date: Apr 2003
Location: Detroit, MI
Posts: 1,131
Quote:
Originally Posted by Poncherello View Post
Purchased in 7/10 interest 3.39% I have $4700 left to go.

Just hit 70k on the clock and noticing my steering fluid is low
Oh boy...

Goodbye steering rack...

That's how it started with me...
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Unread 01-08-2014, 12:42 PM   #28
mrbeal
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2011 KK Liberty 
 
Join Date: Apr 2013
Location: Marshfield, MA
Posts: 78
Quote:
Originally Posted by badhare View Post
With a 1.9% finance rate, on both my audi and jeep, i'm in no rush to pay either off.
I was able to negotiate around a 1.25% interest on my '11. They kept pushing and pushing the extended warranty and I was adamant I didn't want it. Finally they made me one more offer, extended warranty AND the 1.25% (or whatever low number it is) and I accepted. Lowered my payment a few dollars AND I have the warranty.
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Unread 01-08-2014, 03:45 PM   #29
Poncherello
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2010 KK Liberty 
 
Join Date: Apr 2011
Location: Paterson, New Jersey
Posts: 973
[QUOTE="marlon_jbt"] Oh boy... Goodbye steering rack... That's how it started with me... [/QUOTE

Really they replaced your whole steering rack? Or was there more?
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Unread 01-08-2014, 05:21 PM   #30
Gageraid
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2008 KK Liberty 
 
Join Date: May 2012
Location: Branchburg, New Jersey
Posts: 1,261
Quote:
Originally Posted by Poncherello View Post
Purchased in 7/10 interest 3.39% I have $4700 left to go.

Just hit 70k on the clock and noticing my steering fluid is low
Is that the noise you've been hearing, Jeff?
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