D@g, in response to your insurance question - Collision coverage covers both collision and upset, which would take care of any damage or rollover you might have. However, some auto policies can deny coverage if; a)you're engaged in a race or competition, or b) you INTENTIONALLY caused the damage to your property. They could argue that your choice to run the Rubicon, and your understanding that it could result in a rollover, implies an intentional act. It all depends on how the insurance company chooses to view the damage.
You may want to call your insurance company and ask them (anonomously!) the exact exclusions that would apply to collision coverage.
Oh, and insurance companies should already have the rates adjusted for a Jeep. We pay more. Fact of life. It sucks.
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