I like my Hankooks. They're the best tires I've ever driven on and grip on snow/ice like there's dry pavement. Now sheer ice, I'm sure nothing is going to save you on, but a mix of the two and they do very well. I really haven't needed 4wd for the snow since I got them in March. They also wear evenly and very well. Price is cheaper than BFG AT's or Goodyear's, though GY Wrangler Silent Armors were my first choice. They'd have cost quite a bit more though.
As for the Civic, in Colorado that's only useful during the summer. A Jeep is much more well rounded, but the gas mileage does suck. It's too bad you couldn't keep the Honda for summer driving so you could save some gas money, but owning two vehicles with the registration, inspections, maintenance, all around upkeep, is more expensive and will cost you more than the added cost of gas to fuel the ZJ.
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"Roads? Where we're going we don't need roads"