a budget boost will let em fit without trimming but yea like MBJR9 mentioned, ive got 30x9.5 BFG Mud Terrains on my cherokee at stock height (plan to go to 3" of lift soon) and they dont rub. ive also got the rear sway bar out but no front discos yet. they stuff up with about a pube hair to spare in the back. unless you bumpstop it..31s will rub.
1996 XJ on 36" TSLs, 4", locked F/R, stretched