with the upgrades you meantioned, youre looking for at a wrangler correct? depending your area, to get a TJ which range from 97-06 (rubis came out in 03 and thats when stuff changed around on them) you might be about to get a 97-99 for hopefully no more then $6000. i know in NJ youre lucky to find a 97 for $5000.
now if you want a Cherokee (XJ) then id suggest anything over 97 and if you could find a 99 youll be golden since 00-01 is when the 4.0s had issues. i would suggest going stock and building the jeep up to your liking, plus youll know what was done. you never know if the job was done properly or redneckish. upgrades are definately more expensive but doing it yourself is so worth it in the end. i lifted my jeep 3.5" suspension with the help of my dad, and im happy i did it myself and not have someone else.
good luck with your search
08 WK Laredo 3.7L
99 XJ Sport with a 3.5" Rusty's Suspension lift on 31x10.5 Pro Comp MTs (sold)