I got rear ended today
A girl hit me doing about 30 miles an hour,
her car got trashed pretty bad.
My powder coat got a little scratched and my bumper got bent inwards a bit.
she is ok
and for the most part so am I. I have really bad whiplash and my knee is killing me (I had ACL reconstructive surgery a few months ago).
She was an uninsured driver in a friends car. So I really am getting screwed and am scared to take my jeep to a mechanic because I really can't afford to right now, and my insurance would double if I reported this (at least I think)
on to the good part:
on her hood you can see the marks left by the tire shine on my spare
you can see the hitch got pushed back into the cross member a bit
here you can see the powder coat chips on the d ring mounts and the hitch
all in all Jeep 1-Nissan 0
Originally Posted by timberwolf0122
I think you are confusing the right to free speech with the right to be a **** bag, only one is protected by the constitution.
It sucks that you were rearended, but it's good that the jeep came out on top.
I'd still contact my insurance company and tell them what happened and explore your options. If the uninsured driver was at fault they still may have a way to pay for any possible damages...to the jeep or you. Not worth risking not reporting it...just think if something inside you is out of whack and you don't report it.
You can discuss it with your insurance without it going against you, then make an informed decision.
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I'd check the bumper mounting points on the frame.
Was the driver not insured or the vehicle not insured or both? If one or the other had insurance, there is a chance you might be able to recover your losses. I would claim it. Most legitimate insurance companies would look at this being 100% not your fault, and would simply pursue the driver/owner of the vehicle that hit you and shouldn't raise your rates...
I know that I have an added policy just for uninsured motorist. I believe it's required in my state? Sucks having to have insurance for those that don't have it. I heard in my state that 1 out of 3 drivers is not insured.
Red Jeep Club #345 2006 TJ Sport - Build 2004 KJ Limited 2013 Off-Road Trailer - Build
The "freinds" car should be insured. most states i know of its illegal to drive a car with having insurance on the car. I dont know what the laws are there. But here you get busted for not having insurance you lose you liscense and if you are in an accedint you are still liable to pay for the damages. something look at......
In Michigan we pay an additional $120 yearly to cover those drivers without insurance. We also have a no-fault policy here, which states that no one is to blame for the accident at the scene, the insurance companies look at police reports and determine which party was at fault, and take action accordingly.
__________________ 2000 Solar Yellow TJ 2000 Ford F250 Super Duty 2006 Volvo S40 1997 Arctic Cat ZRT 600