you know you drive a ZJ when... - Page 540 - JeepForum.com

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post #8086 of 10778 Old 07-16-2013, 11:25 PM
CareyKimber
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1997 ZJ 
 
Join Date: Feb 2012
Location: Mannford
Posts: 147
I bagged my 97 ZJ for $800 and pay $36 for liability ..I never even considered full coverage Ill probably look into it..lol


http://www.jeepforum.com/forum/f22/kimber-zj-build-1626817/
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post #8087 of 10778 Old 07-17-2013, 07:51 AM
Maine1994ZJ
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1993 ZJ 
 
Join Date: Feb 2013
Location: Phippsburg, Maine
Posts: 845
My last insurance agent told me full coverage wasn't an option on a vehicle over 10 years old unless I went with a classic car policy... Was he full of poop, or are some companies like that?
Not that I could afford full coverage anyway.....

'93 V8 ZJ Mountain Goat Edition.
'95 V8 ZJ Limited, '97 4.0L ZJ TSi
'96 4.0L 2wd XJ, '88 4.2L YJ
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post #8088 of 10778 Old 07-17-2013, 08:09 AM
CGlaser
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1998 ZJ 
 
Join Date: Jan 2013
Location: Columbus
Posts: 341
If my parents were listed on the ZJ with me (im 19). I priced liability at a little over 300 a month for me

http://www.jeepforum.com/forum/f22/98-zj-slow-build-1484672/
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post #8089 of 10778 Old 07-17-2013, 08:17 AM
970001zj
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1997 ZJ 
 
Join Date: Feb 2012
Posts: 2,750
Garage
sr22 :broke:

97 zj orvis/04 wj ltd/02 lancer oz rally/85 rx7 gs
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post #8090 of 10778 Old 07-17-2013, 08:55 AM
riot1987
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1997 ZJ 
 
Join Date: Jun 2012
Posts: 5,047
When it rains and there's an inch of water on your driver side floor


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Build thread^^
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post #8091 of 10778 Old 07-17-2013, 09:33 AM
txbass06
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1998 ZJ 
 
Join Date: Dec 2012
Location: Texarkana
Posts: 602
Quote:
Originally Posted by Maine1994ZJ View Post
My last insurance agent told me full coverage wasn't an option on a vehicle over 10 years old unless I went with a classic car policy... Was he full of poop, or are some companies like that?
Not that I could afford full coverage anyway.....
Some are like that but I've never heard of having to get a policy like that for a 10 year old vehicle. I'm with Farmers and I think their's is 25 years
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post #8092 of 10778 Old 07-17-2013, 11:03 AM
AnotherRedZj
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1996 ZJ 
 
Join Date: Feb 2012
Location: fort walton beach
Posts: 2,519
Progressive still covers my 1500 and its 23 yrs old!

96 ZJ sittin up 6" on 35's with 4:56's and a 12k winch. Cuz...why the hell not!?
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post #8093 of 10778 Old 07-17-2013, 12:44 PM
Martin600
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1997 ZJ 
 
Join Date: Jun 2013
Location: Perth
Posts: 75
My insurance on my 4.0 fully covered is about the equivalent of $50USD a month I'm 21.

My insurance and licence are squeaky clean, just like my jeep. (except it's a bit dirty, but it's definitely squeaky)
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post #8094 of 10778 Old 07-17-2013, 01:49 PM
SchizophrenicMC
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2016 JK Wrangler 
 
Join Date: May 2012
Location: Arlington
Posts: 3,723
My family are probably changing insurance providers next month (after a long run with Progressive Mutual. Not knocking Progressive. They have excellent claims service and they're awesome if you're buying full coverage or you get into an accident. They're just expensive) so we can get the GMC, Jeep, 240, and Fusion covered for about $340/mo. Full coverage on the Fusion because it's financed, liability on the rest, because all of that's worth very little. As undersigned drivers on my grandma's policy, my dad and I are able to get by. (We all live in the same house)

In Texas, there's like 36% uninsured, and a really high accident rate, with a ridiculously high fatality rate, so insurance is super expensive down here.

By the by, any provider will do full coverage on just about anything down here, regardless of age. Just, older vehicles will likely be totaled by insurance, instead of repaired. Once a car's 25, though, it qualifies for classic insurance, though most classic insurers won't cover a car that's under 4 grand.

You know you drive a ZJ when you're filling out information on it to get an insurance quote and you waffle around on the "is the vehicle modified" checkbox, because you're not sure if a budget boost really counts.

1998 Grand Cherokee 5.9 Limited
2016 Wrangler Unlimited Sahara Edition

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post #8095 of 10778 Old 07-17-2013, 01:53 PM
smccloud
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1997 ZJ 
 
Join Date: Sep 2010
Location: Becker, MN
Posts: 417
Quote:
Originally Posted by SchizophrenicMC View Post
My family are probably changing insurance providers next month (after a long run with Progressive Mutual. Not knocking Progressive. They have excellent claims service and they're awesome if you're buying full coverage or you get into an accident. They're just expensive) so we can get the GMC, Jeep, 240, and Fusion covered for about $340/mo. Full coverage on the Fusion because it's financed, liability on the rest, because all of that's worth very little. As undersigned drivers on my grandma's policy, my dad and I are able to get by. (We all live in the same house)

In Texas, there's like 36% uninsured, and a really high accident rate, with a ridiculously high fatality rate, so insurance is super expensive down here.

By the by, any provider will do full coverage on just about anything down here, regardless of age. Just, older vehicles will likely be totaled by insurance, instead of repaired. Once a car's 25, though, it qualifies for classic insurance, though most classic insurers won't cover a car that's under 4 grand.

You know you drive a ZJ when you're filling out information on it to get an insurance quote and you waffle around on the "is the vehicle modified" checkbox, because you're not sure if a budget boost really counts.
Or the running boards you scored for $10 at a swap meet (that was the issue I had).
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post #8096 of 10778 Old 07-17-2013, 04:51 PM
4LBlackMamba
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1998 ZJ 
 
Join Date: Oct 2012
Location: Baltimore
Posts: 272
$145/ month...just for liability... who is losing now? lol...
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post #8097 of 10778 Old 07-17-2013, 06:03 PM
dnuccio
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1995 ZJ 
 
Join Date: Jul 2012
Location: Phoenix
Posts: 3,483
insurance for me is $35 a month, and i can drive any of my family's cars and be covered. pretty damn good for a 16 year old thats had his license for 3 months.

Reliability is relative
R.I.P. Ratmonkey
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post #8098 of 10778 Old 07-17-2013, 06:06 PM
4LBlackMamba
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1998 ZJ 
 
Join Date: Oct 2012
Location: Baltimore
Posts: 272
Quote:
Originally Posted by dnuccio View Post
insurance for me is $35 a month, and i can drive any of my family's cars and be covered. pretty damn good for a 16 year old thats had his license for 3 months.
18, had my license for almost 2 years... I would definitely take $35/ month anyday. trade? lol....
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post #8099 of 10778 Old 07-17-2013, 07:29 PM
4LBlackMamba
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1998 ZJ 
 
Join Date: Oct 2012
Location: Baltimore
Posts: 272
YKYDAZJW you rebuild transmission...during reinstall, the housing breaks.

luckily, my redneck ingenuity kicked in. $2000 repair/replace cost me $7.89 =)

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post #8100 of 10778 Old 07-17-2013, 08:04 PM
Maine1994ZJ
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1993 ZJ 
 
Join Date: Feb 2013
Location: Phippsburg, Maine
Posts: 845
$100/month for liability on 2 ZJs, an XJ, and a YJ with 3 licensed drivers in the house

'93 V8 ZJ Mountain Goat Edition.
'95 V8 ZJ Limited, '97 4.0L ZJ TSi
'96 4.0L 2wd XJ, '88 4.2L YJ
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