Well today has i was going to work some lady decided to take a left on a four lane road and cut right in front of me. Unfortunately i rear-ended the hell out of her (no one was hurt, thankfully). Her car was messed-up and mine had bumper and headlight damage. It was her fault and not mine . Now i will have to have the bumper changed and my grill (which is connected to my bumper) and the drivers side headlight. I was wondering if anyone knows if i could have a newer model grill installed from a newer year and if the insurance would cover it.
If it were me and nothing else was damaged i would take the insurance money that would include labor and do it myself and spend the extra cash on more parts. Do you have the stock fogs. Here's some more info for ya. http://wjjeeps.com/grilles/grille_04_03.htm
[SIZE="1"]04' WJ Laredo 4.0L 4x4
245/75-16 GY MTR's
Rusty's 2" BB
ARB Bull Bar with Piaa 520 drivings, no winch yet though
Kenwood Headunit, Kenwood Sirius Reciever, RF Punch p2002 Amp, RF Punch 10" Sub enclosure
Hypertech power programmer
K&N 77 series FIPK
Flowmaster 50 SUV
next gears and lsd's and OME coils[/SIZE]
[CENTER][COLOR=Green]Colorado Jeep Club Member #14[/COLOR][/CENTER]
[COLOR=White][CENTER]White Jeep Club Member #114[/CENTER][/COLOR]
There are a couple ways to go about taking care of this:
1. You take your Jeep to one or more repair places to get estimates, submit the highest one to her insurance (doesn't matter you have the same company). Take the check, fix it yourself, or take it where ever you want to have it repaired. The caveat is, if the repair estimate failed to note any additional damage, you will have to pay for it yourself to get it repaired, since you will sign a release for the insurance company when they cut you the check.
Method 2. You take your Jeep to the repair facility of your choice, they complete the repairs and submit a bill to the insurance company. You sign a release and get your Jeep. The advantage is that any hidden damage that comes to light during the repair process gets fixed and doesn't cost you anything.
Black 1996 5.2L ZJ Limited
I didn't know how strong my front end was considering it took a pretty hard hit. The bumper wasn't in as bad of shape as i thought it was. It's a good thing i was driving a jeep .
Don't confuse the bumper skin with the bumper underneath. There is a block of shock absorbing foam (high density styrofoam) that is pretty pricey, and the steel bumper and brackets deform pretty easily. They aren't cheap either. If you don't replace them, they will never line up correctly and you will forever hate the look of your Jeep. Unless your paint is badly weathered, you will be surprised at how closely the paint will match.
Black 1996 5.2L ZJ Limited
The hood wasn't touched. It was just the bumper and grill and a crack on the driver side headlight. I don't think anything else was damaged besides that. It still drives and runs fine with no new noises.
Reminds me of when I used to have my TJ, it was parked out in front of my buddies house and the lady that was delivering the news papers somehow managed to slam her civic into the back of my TJ. We were inside sleeping, but she was kind enough to ring the doorbell, (4:30ish am). Her civic was totaled, there was minimal damage to my jeep. I got a rockcrawler rear bumper out of the deal though
Previous owner of a TJ locked and on 33s. -Sold
Previous owner of a 1998 Honda Prelude. -Sold
Current owner of a 2002 Grand Cherokee Limited 4.7L