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Easy - find an underwriter that is OK with it. I told mine about my Metal Cloak fenders, 35" tires, suspension upgrades, etc, and they were fine with it all. They would not insure me if I swapped engines or axles (yet another reason to do a Super 35).
It might take some calling around, but it's worth disclosing. My rates came out the same when I switched carriers to be fully covered.
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